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Welcome to this beautifully expanded center hall Cape home located in the desirable Venetian Shores neighborhood of Lindenhurst. Situated in a Zone X area, no flood insurance is required. As you step inside, you'll be greeted by a spacious and inviting living or dining room area for entertaining. The first floor offers spacious bedrooms, including one of which is a primary suite with a walk-in closet, there is also a 2nd bath and a guest room with walk-in closet. The new white kitchen is a chef's delight, complete with a large quartz island, updated appliances, pantry and plenty of storage. Sliding doors lead you out to the stunning, fully landscaped backyard, where you'll find a new paver patio, new outdoor railings, and durable vinyl siding. Upstairs, the second floor features a large sitting room, 2 additional bedrooms, a beautifully updated full bath, and a work from home space. The finished basement has an exit to yard and makes for a potential recreational space. The basement also includes a new washer and dryer, ample storage, and an egress window for added safety and natural light. This home sits just blocks away from the serene Venetian Shores and its park, making it a prime location for water enthusiasts. Don't miss the opportunity to own this wonderful home in one of Lindenhurst's most sought-after areas! STAR savings are $14, 200.
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $1,262 | $1,262 | $1,262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,363 | $3,495 | $4,453 |
Total Monthly Payment | $4,717 | $4,849 | $5,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.