4650 PALM VALLEY Road, Ponte Vedra Beach, FL, 32082 | $2,600,000

Welcome to 4650 Palm Valley Road—where modern farmhouse architecture is reimagined with a refined, organic edge. Set on over an acre, this newly built five bedroom, four-bathroom home pairs clean lines and black-framed windows with natural textures and warm, minimalist interiors. Just five minutes from the ocean and a short bike ride to local favorites, this home delivers the space to live fully in one of Northeast Florida's most coveted zip codes.

From the moment you arrive, it's clear this home was designed to offer both connection and retreat. Set far from the road behind a modern privacy fence, the property unfolds gradually—welcoming you with a newly planted, native meadowscape that will only grow more beautiful with time. Olive trees line the drive, while Meyer lemons, flowering vitex, and a mix of sustainable, pollinator-friendly plantings create a fragrant, low-
maintenance landscape that softens the setting and enhances the sense of arrival. The intentionally crafted buffer offering more than beauty is an enduring invitation to slow down and reconnect with nature, just outside your door. As the exterior surroundings quietly ground you, the interiors invite you to exhale offering over 3, 800 sq ft of airy, light-filled living designed for comfort, connection and calm. Wide-plank, white oak floors and hand-stained cypress accents bring warmth and texture to the clean, modern interior. In the great room, a cast-concrete, 42-inch Isokern fireplace adds a refined focal point, while 10-foot sliding glass doors create a seamless connection to the 529 sq ft of covered outdoor living perfect for relaxing, entertaining, or planning your dream pool or garden escape. Designed for everyday moments and effortless entertaining, the kitchen blends clean lines with beautifully executed detail. A full Thermador appliance suite, handmade zellige tile, and custom cabinetry set a refined tone, while a walk-in pantry and butler's pantry with beverage fridge and microwave drawer make hosting feel intuitive and uncomplicated. The nearby laundry room, outfitted with LG appliances and built-in storage, keeps the rhythm of daily life running smoothly, without ever interrupting the beauty of the space. Whether you're working from home or simply need space to focus, the dedicated office is both functional and visually striking framed by 9-foot black metal and glass partition doors that offer privacy without closing you off. Upstairs, a spacious loft adds flexibility for a media room, creative studio, or guest overflow designed to adapt as your needs evolve. The primary suite is a study in calm, elevated design. Reeded white oak vanities float above marble flooring, while a sculptural soaking tub anchors the spa-like bath. The walk-in shower is outfitted with dual shower heads, plus a rain head, blending function with luxury. Dual custom closets by California Closets add organization with polish. Throughout the home, each bathroom is finished with modern skirted toilets, quartz countertops, and refined plumbing and lighting selections that reflect the home's quiet luxury. Behind the scenes, the home is built for lasting comfort and efficiency. Features like an air-tight foam roof deck, 22 SEER Carrier Infinity HVAC system, tankless gas water heaters, and energy-efficient PGT low-e windows ensure the home lives as well as it looks thoughtful, reliable, and built to perform over time. Set in a A-rated school district and just minutes from TPC Sawgrass, the beach, and the Ponte Vedra Inn & Club, this location offers more than convenience, it delivers a lifestyle. Spend mornings on the golf course, bike to the ocean for an afternoon swim, or explore nearby trails and parks. Walk or ride to favorite local boutiques, coffee shops, and restaurants, or head to the nearby YMCA for a workout or swim. You're also just 15 minutes from Mayo Clinic and close to Nocatee's vibrant neighborhoods and community events bringing together wellness, recreation, and connection in one rare and remarkable address. Offered at $2, 600, 000, this masterfully built home is move-in ready yet rich with potential. Acreage this private, this refined, and this close to the coast is a rare find. It's more than a place to live it's a place to grow, gather, and make lasting memories.

Features

  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 112'
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,802
  • Acreage: 1.05
  • Lot Size: 112'
  • Lot Desc: Wooded
  • View: Trees/Woods
  • Elem. School: Ocean Palms
  • Middle School: Alice B. Landrum
  • High School: Ponte Vedra
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Gas Oven, Gas Range, Ice Maker, Microwave, Tankless Water Heater, Washer
  • MLS#: 2080887
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /eprop/2080887/4650palmvalleyroad_pontevedrabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4650 PALM VALLEY Road, Ponte Vedra Beach, FL, 32082

$2,600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,080,000 $2,080,000 $2,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.613% 6.455%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,471 $13,147 $17,834
Total Monthly Payment $12,596 $13,272 $17,959

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.