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Nestled in the desirable Deep Creek neighborhood of Punta Gorda, this 3-bedroom, 2-bathroom residence offers a comfortable and inviting living experience. The home features a spacious open concept living area, seamlessly connecting the living room and kitchen, making it ideal for both daily living and entertaining. Enjoy your low FPL bill of around $25/month! The kitchen is well-equipped with ample countertop space and QUARTZ COUNTERTOPS and cabinetry, ensuring functionality and convenience. Adjacent to the kitchen is a sunlit breakfast area, perfect for enjoying morning meals. The master bedroom boasts a generous walk-in closet and a private en-suite bathroom, providing a personal retreat. The two additional bedrooms are thoughtfully separated by the second bathroom, offering privacy and comfort. An inside laundry room adds to the home's practicality. Step outside to the expansive screened lanai, where an in-ground pool awaits, providing a serene spot to relax and unwind. The spacious backyard offers potential for various outdoor activities. Conveniently located, the property offers easy access to I-75, making commutes straightforward. Additionally, downtown Punta Gorda, with its array of specialty restaurants, bars, and the picturesque harbor-side riverwalk, is just a short drive away. For golf enthusiasts, multiple courses are within a 20-minute drive, and boating access is readily available for water lovers. This home combines comfort, convenience, and the quintessential Florida lifestyle, making it a must-see for prospective buyers.
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Our Executive Mortgage Banker:
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$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,694 | $1,761 | $2,243 |
Total Monthly Payment | $2,030 | $2,097 | $2,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.