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Definitely not a Spec Home! INCLUDES WHOLE HOME GENERATOR AND METAL ROOF! Welcome to this beautifully maintained 4-bedroom, 3-bathroom home with a spacious 2, 321 sq. ft. split floor plan and an OVERSIZED 3-CAR GARAGE. Nestled in the highly sought-after South Gulf Cove community, this home offers privacy, a backyard privacy easement, and plenty of ROOM TO BUILD A POOL. Upon entering through the elegant glass door, you are greeted by an open and inviting living space. The great room features a Halo LED nightlight, regular lighting, ceiling fans, and stylish plant shelving. A FLEX ROOM provides the perfect space for an additional bedroom, office, or playroom. The kitchen has upgraded STAINLESS STEEL APPLIANCES, custom pantry cabinetry, and ample storage. The master suite is a private retreat with a garden tub, dual sinks, and wood cabinetry. A custom cabinetry laundry room adds EXTRA STORAGE and convenience. TILE FLOORS THROUGHOUT, no carpet. Designed with energy efficiency in mind, the home boasts all LED lighting, a smart thermostat, and an INSTANT ON WATER HEATER, ensuring maximum efficiency and comfort. The home's exterior is just as impressive, featuring a new energy-efficient METAL ROOF, NEW GUTTERS, and UPGRADED INSULATION. FRESHLY PAINTED with exterior updates in 2020 and interior updates in 2023, the home offers a modern and well-maintained appearance. A SCREENED-IN BACK PORCH and a covered lanai provide the perfect outdoor relaxation and entertaining space. At the same time, the oversized backyard offers plenty of room to create your dream outdoor oasis. The OVERSIZED 27-FOOT WIDE 3-CAR GARAGE IS AIR CONDITIONED and includes an insulated garage door. Custom storage solutions include extensive wire shelving, a large overhead storage area, and attic storage. Electrical features such as 120V and 220V outlets, extensive lighting zones, and a Wi-Fi-enabled weather station add to the garage's functionality and versatility. This home has advanced features, including a Cummins 13kW WHOLE-HOUSE STANDBY GENERATOR (Quiet Connect Series), a 100-amp automatic switch, and 250-gallon propane tanks. HURRICANE SHUTTERS provide additional peace of mind, while the NEW AC unit and ceiling fans installed in 2022 enhance comfort throughout the home—vacation Every Day in South Gulf Cove.
Enjoy the ultimate boating lifestyle in South Gulf Cove, where a public boat ramp makes it easy to launch your next adventure. Just a short drive and you’re on the water—ready to explore the canal system that leads to the Myakka River, Charlotte Harbor, and the Gulf of Mexico. South Gulf Cove is a truly special waterfront community, ideally located near everything you love—whether by boat or car. Discover excellent shopping, various restaurants from casual bites to gourmet dining, world-class golf courses, charming Englewood, Manasota Key, historic Punta Gorda, and Fishermen’s Village. And, of course, don’t miss the stunning Gulf beaches of Boca Grande. South Gulf Cove community residents enjoy the best of coastal living with over 50 miles of navigable waterways, a marina and boat launch, a VOLUNTARY ASSOCIATION WITH CLUBHOUSE, parks, playgrounds, and sidewalks for biking and walking. Charlotte Sports Park, home of the Tampa Bay Rays Spring Training, is just a short drive away. Golf courses, fine dining, and easy access to multiple international and regional airports make this an ideal place to call HOME.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,485 | $2,517 | $3,208 |
Total Monthly Payment | $2,866 | $2,898 | $3,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.