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891 Spring Lake Drive, Brookhaven (Middle Island), NY, 11953 | $449,000
Welcome to 891 Spring Lake Drive! This well appointed 2 bed/2 bath home is located in the amenity filled gated Birchwood community. Upon entering this beautiful end unit, you’re greeted with a spacious living and dining room combo featuring vaulted ceilings and a custom gas fireplace. On the main level you also have an eat-in kitchen with granite countertops and newer stainless steel appliances. Rounding out the main level is a spacious primary suite, with attached bathroom. The updated main floor bathroom features double sinks and a beautiful soaking tub. Heading upstairs, you’ll find a fabulous loft area with room for seating to kick back and relax as well as a custom built-in study. We also have another bedroom and full bathroom on the second level. What makes this property even more appealing is the endless amenities included in this gorgeous gated community. Amenities include; a 9 hole golf course, indoor and outdoor pools, 2 amazing clubhouses, basketball courts, pickleball courts, playgrounds, billiard rooms, full gyms, nature and bike trails, and more! This is also a pet friendly community so welcome home! (square footage is approximate)
Features
- Town: Brookhaven
- Heating: Forced Air
- Cooling: Central Air
- Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Landscaping, Maintenance, Maintenance Grounds, Parking, Playground, Pool
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: Birchwood at Spring Lake
- Year Built: 1998
- Common Charge: $740 Monthly
- Approx Sq. Feet: 1,568
- Acreage: 0.02
- Est. Taxes: $5,285
- Elem. School: Longwood Middle School
- Middle School: Longwood Junior High School
- High School: Longwood High School
- School District: Longwood
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer
- MLS#: 847053
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/847053/891springlakedrive_brookhaven_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
891 Spring Lake Drive, Brookhaven (Middle Island), NY, 11953
$449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,270 | $2,360 | $3,007 |
| Total Monthly Payment | $2,785 | $2,875 | $3,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535