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Brand New Construction! Welcome to this beautifully crafted Charleston-style cottage in the sought-after Royal Harbor community. Nestled on a tranquil 0. 38-acre wooded lot, this stunning 4-bedroom, 3. 5-bathroom home offers 2, 676 sq ft of thoughtfully designed living space with high-end custom finishes throughout. Move-in ready and built for modern living, this home blends Lowcountry charm with contemporary comfort!Step inside to a bright, open-concept layout featuring 9'+ ceilings, hardwood floors, and designer touches at every turn. To your left, a dedicated home office provides the perfect space for remote work. The heart of the home is the chef's kitchen, complete with quartz countertops, stainless steel appliances, an oversized island, custom backsplash, and gas cooktop--idealfor entertaining! The family room is anchored by a gas log fireplace, perfect for the chilly months! The main-floor primary suite is a private retreat, boasting tray ceilings, a walk-in closet, and a spa-like en-suite bath with a freestanding soaking tub and custom-tiled walk-in shower. Upstairs, an open loft area offers additional flex space, while a private guest suite with an en-suite bath and two more bedrooms with a shared bath complete the second floor. Enjoy seamless indoor-outdoor living with a spacious screened-in porch, perfect for relaxing and overlooking the backyard. The detached two-car garage provides ample storage for vehicles, golf carts, and outdoor gear! Located just one mile from the award-winning Links at Stono Ferry, home to the College of Charleston golf teams, and only 25 minutes from Downtown Charleston! Enjoy the best of both worldspeaceful, private living with convenient access to West Ashley shopping, dining, and top-rated restaurants like Harvest Moon Lowcountry Grille, Gilligan's, and The Royal Tern. Everyday essentials are within easy reach, with Publix just 2. 5 miles away and Walmart 4. 5 miles away. Don't miss your opportunity to see this property before it's gone!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,120 | $619,120 | $619,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,863 | $4,067 | $5,183 |
Total Monthly Payment | $3,955 | $4,159 | $5,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.