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Beautifully restored 2 bed/2 bath home at the corner of Montagu Street and Ashley Avenue in the Harleston Village neighborhood of historic downtown Charleston. 95 Ashley Avenue D is the original kitchen building to the William A. Courtenay House, c. 1840. Courtenay was mayor of Charleston from 1879-1887, including during the great earthquake of 1886. The dependency is directly accessible from Montagu Street or through a charming brick-walled garden at the back of the property. The home preserves the original exposed brick and high, wooden-beamed ceilings. The bright, open great room has an original fireplace in the living area, as well as several sets of doors that open to the private courtyard garden. It flows into the updated kitchen with breakfast bar and stainless applainces. appliances. One bedroom and a full bath with laundry facilities complete the first floor. A spiral staircase off of the dining area leads to the second floor, with a large loft, plus the primary suite. The primary bath has dual sinks and a garden tub, while the bedroom includes a walk-in closet. The bedroom also has a charming iron Juliet balcony that overlooks the garden below. The home comes with one off-street parking space. 95 Ashley Avenue D has an ideal location in Harleston Village. It's just 2 blocks in either direction to Colonial Lake or Cannon Park and 3 blocks to Alberta Long Park on the Ashley River. MUSC and Roper Hospitals are just another block further.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,300,000 | $1,300,000 | $1,300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,899 | $8,217 | $11,235 |
Total Monthly Payment | $8,024 | $8,342 | $11,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.