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209 West 118th Street, #3F, New York (West Harlem), NY, 10026 | $420,000
GARDEN COURT HDFC
Welcome to this beautifully maintained, move-in ready apartment. Thoughtful renovations throughout the apartment make use of the space and create a beautiful aesthetic. The apartment is flooded with natural light throughout the day and has south facing views from a large bay window. Tons of closets space in this oversized one bedroom
The kitchen has ample cabinets, stainless steel appliances with a quartz backsplash, and glass countertops The renovated bathroom features tiles and updated fixtures. Newly installed modern light fixtures, and lighting are throughout the apartment. This apartment is located in an elevator building in a prime Harlem location. . This H. D. F. C. cooperative is subject to income guidelines and board approval. The building has a live-in super, virtual doorman, renovated laundry room, common courtyard, dedicated package room or deliveries, and is pet friendly.
Garden Court H. D. F. C is at the 165% A. M. I. The income levels are as follows For a family size of:
1- maximum income $179, 355,
2- maximum income $205, 095
3 - maximum income $230, 670,
Lidl grocery store is located on Frederick Douglas Boulevard and Lincoln Market is nearby. Whole foods and Trader Joes are on 125th Street. There are several great coffee shops and bakeries in the area including Monkey Cup and Double Dutch. Ton's of eateries and great restaurants in the area. Central Park is 8 blocks away and Morningside Park 7 blocks. C, B, 2, and 3 subway lines are nearby. Call today for an appointment
Features
- Town: New York
- Cooling: Unknown Type
- Levels: 5
- Amenities: Courtyard; Laundry Room; Lounge; Private Storage For Fee;
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: InBasement
- Year Built: 1900
- Pet Policy: No Pets
- Building Access : Elevator
- Service Level: Voice Intercom
- OLR#: RPLU63223360979
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/RPLU63223360979/209west118thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Brown Harris Stevens Residential Sales LLC
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
209 West 118th Street, #3F, New York (West Harlem), NY, 10026
$420,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,124 | $2,207 | $2,813 |
| Total Monthly Payment | $2,199 | $2,282 | $2,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535