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Live steps from the shore in this beautifully appointed 2-bedroom, 2. 5-bath townhouse, ideally located just moments from the beach. Fully furnished and move-in ready, this coastal retreat blends comfort, style, and peace of mind. The open-concept main floor features a bright and airy living and dining area with a cozy gas fireplace, a well-equipped kitchen, and a convenient half bath. Step outside onto the balcony off the living room, perfect for enjoying ocean breezes or relaxing after a day in the sun. The second floor is dedicated to a spacious primary suite, featuring a private en-suite bathroom, its own balcony, and convenient second-floor laundry for everyday ease. The third floor adds even more versatility, featuring a private bedroom, full bath, and an additional sitting room—ideal for guests, a home office, or a quiet retreat. Recent upgrades include a brand-new furnace and a tankless hot water heater, and a 5-year-old AC unit delivering energy-efficient comfort and convenience. Additional highlights include ample storage through out the home, one car garage and assigned parking. Whether you're looking for a full-time residence, vacation home, or income property, this beachside gem offers everything you need for easy, breezy coastal living.
Type | Description | Level |
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Bedroom 2 | Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Attic Access, Recessed Lighting | Third |
Dining Room | Bathroom - Half, Closet, Flooring - Hardwood, Recessed Lighting | Main,First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting, Gas Stove, Lighting - Overhead | Main,First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Balcony / Deck, Balcony - Exterior, Deck - Exterior, Recessed Lighting, Slider | Main,First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Balcony / Deck, Deck - Exterior, Recessed Lighting | Second |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $631 | $631 | $631 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,743 | $3,942 | $5,023 |
Total Monthly Payment | $4,465 | $4,664 | $5,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.