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This 2 Bedroom, 1 Bath, 1 Car Garage home with 1044 Sq. Ft. is located in the desirable 55+ community of Mainlands of Tamara. As you enter, you’ll be greeted by porcelain tile flooring that flows throughout the whole house including the two bedrooms. Double-paned, low-E windows in this home help reduce your energy costs and no popcorn ceilings. The roof is being replaced by the Association at this time and will be completed in a few days. The kitchen has modern, stainless-steel appliances, granite counter tops and updated cabinets, as well as, a custom made pantry/storage cabinet for additional small appliances. A convenient laundry/utility room has a washer, dryer and a folding table is just a door away off the kitchen. The family room is designed for versatility, offering space for dining and a cozy office nook, all anchored by a breakfast/service bar that invites social gatherings. The family room’s door to an enclosed patio with a gate is ideal for barbeques and chillin’ with friends. The bathroom has been updated with a step-in shower, comfort commode, and vanity. The air-conditioner was replaced in 2021. Mainlands Unit 4 clubhouse has a heated pool, a library, and a variety of social activities such as dances, card games, and shuffleboard tournaments! This golf-cart friendly community is located just minutes away from the Mainlands Public Golf Course, Mayor Park, airports, and downtown St. Petersburg. Don’t miss this opportunity to join Mainlands community that celebrates life and leisure. Call today to schedule your private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,393 | $1,775 |
Total Monthly Payment | $1,706 | $1,759 | $2,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.