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Welcome to your next chapter in sunny St. Petersburg! This charming 1-bedroom, 1-bath unit is located in the highly sought-after 55+ gated community of Patriot Square. Step inside to discover a spacious, thoughtfully designed floor plan featuring in-unit laundry for your convenience. The light and bright kitchen is outfitted with white cabinetry and appliances, and the convenient pass-through to the dining area makes entertaining or everyday dining a breeze. Enjoy relaxing mornings or peaceful evenings on your private screened balcony, which overlooks the pool and includes a storage closet with a washer and dryer. Plus, there's quick access to the pool via the back stairwell—perfect for spontaneous dips or soaking up the Florida sun. This well-maintained home comes with several upgrades, including the electrical panel (2019), new water shut-off valves (2018) and impact-resistant thermal windows (2012) for added comfort and peace of mind. Patriot Square is known for its vibrant and active 55+ community, offering residents a full calendar of events including themed dinners, BBQs, bus excursions, and more. Enjoy access to two pools, tennis courts, shuffleboard, and even a sauna—there’s something here for everyone! Ideally located just minutes from shopping, dining, and downtown St. Petersburg, you'll have easy access to museums, theaters, and boutique shops. World-class beaches and historic Fort De Soto Park are just a short drive away. Quick access to I-275 puts Tampa, the airport, and the Skyway Bridge to Sarasota all within easy reach. Don’t miss out on this opportunity to enjoy the Florida lifestyle to the fullest—schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$127,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $101,600 | $101,600 | $101,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $642 | $667 | $851 |
Total Monthly Payment | $884 | $909 | $1,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.