Totally Renovated, Very Clean One Bedroom Clearview Gardens Coop Size 3. 5 (610 Square Foot) Private Corner Unit In A Short Courtyard In The Most Convenient To Everything Section Of The Development. First Floor Unit With Window In The Kitchen, Has Second Floor Views, New Floor, Newly Painted, Updated Kitchen With New Wood Cabinants, Stainless Steel Stove, Refrigerator, Quartz Countertop, Washer And Dryer In The Unit, Window Unit A/C Living/Dining Area With Window, Updated Electrical Panel, One Large Bedroom Updated Bathroom, Several Closets For Storage , Free Common Basement, Parking Spot And Garage Available (Waitlist) Close To Shopping, Dining, NYC Local And Express Bus, Whitestone District 25 School, Close To Major Highways, Beach Rights
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,361 | $1,472 | $1,860 |
Total Monthly Payment | $1,436 | $1,547 | $1,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.