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OPEN HOUSE on APRIL 12 IS CANCELLED. This sunny two-level townhome located in desirable Hamilton Harbour is a the perfect blend of modern updates and original historic charm with period details such as exposed beams and brick accents. As you enter the residence, you will find an updated galley kitchen which opens to a beautiful large living room and dining area framed by a stunning bank of south facing windows. On this level, you also have an updated half bath with laundry area. On the upper level, you will find two bedrooms and a stylishly updated full bath. The space in this home is used wisely with several large storage closets/spaces in addition to the living area.
Ideally located in coastal North Kingstown and just a stone's throw from Historic Wickford Village, Hamilton Harbor boasts so many amenities including an in-ground pool with hot tub, tennis/pickle/basketball courts, bocce & horseshoe courts, a community center, EV charging stations and direct water access with a kayak landing & kayak storage. As you walk the beautiful grounds, you will be impressed by the open lawn which cascades down to Bissel Cove as well as the famed Lotus Pond located as you enter the grounds. A short distance to walking trails at the John Chafee Nature Preserve as well as shopping, the Wickford Train Station and so much more, this lovely home is a must see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $319,600 | $319,600 | $319,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,020 | $2,100 | $2,675 |
Total Monthly Payment | $2,411 | $2,491 | $3,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.