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Nestled on 5 picturesque acres at the corner of Clay Gully and Sugar Bowl Road, directly across from the charming Little Sandy Baptist Country Church, awaits a captivating homestead. This move-in ready, 1300 sq ft double-wide, built in 2022, features three bedrooms and two full baths, complete with central air, heating, single-hung windows, and easy-to-maintain laminate flooring throughout. Fully fenced and livestock-ready, the property includes a small barn within a corralled area. Majestic 100-year-old oaks grace both the front and back of the house, providing enchanting shade and captivating beauty. Adding to the property's appeal are a quaint 240 sq ft guest house with two bedrooms and a full bath, and a closed-in mini storage barn with a lean-to. Fast and reliable internet is available via fiber-optic through Myakka Communications. The property boasts an impressive orchard with 3 and 4-year-old fruit trees, poised to yield a generous harvest of citrus, mango, avocado, star fruit, sugar apple, mulberry, neem, pomegranate, peach, loquat, persimmon, and an abundance of bananas. Discover rows of fig trees, a pineapple patch, a muscadine grape arbor, a passion fruit trellis, and a cultivated blackberry patch, all encircling a well-established vegetable garden with raised beds and open areas featuring underground irrigation. A row of bamboo along the northern border offers privacy from Clay Gully Road. Enjoy breathtaking sunsets under the canopy of the Live Oak trees in the front yard. For those welcoming visitors, a secluded camper hook-up is available. This property offers the perfect blend of comfort, functionality, and natural beauty, making it an idyllic haven for any aspiring homesteader. Mineral rights convey!
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Our Executive Mortgage Banker:
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,849 | $2,885 | $3,677 |
Total Monthly Payment | $3,284 | $3,320 | $4,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.