32-42 89th Street, #C206, New York (East Elmhurst), NY, 11369 | $229,000

This well-maintained 1-bedroom co-op offers the perfect blend of city living, value and comfort, in one of Queens' most desirable neighborhoods. Nestled on the border of East Elmhurst and Jackson Heights, this unit features an open dining area that flows into a spacious living room. The kitchen features two large windows, filling the room with fresh air and natural light, along with updated appliances, and tiled backsplash and flooring. The bathroom is in excellent condition, with clean subway tiles throughout, a brand-new shower, and a window for ventilation. The generously sized bedroom offers a deep closet, plus two additional hallway closets for extra storage. This co-op is just steps away from shopping, dining, multiple bus lines, and only four blocks from the 7 train, making commuting a breeze. The monthly maintenance $814 covers ALL utilities, property taxes, access to the on-site laundry room, a private courtyard, secure building video entry and live-in super. Ongoing assessment of $106. 63 ending 7/2025. Garage parking $45/month for a single spot or $60/month for double spots is waitlist. No dogs allowed, no subletting, no guarantors. Building requires minimum 25% downpayment, $55, 000/year salary (not including overtime, bonus, unreported income) & continuously employed minimum of one year. Don’t miss out on this opportunity —schedule a viewing today!

Features

  • Town: New York
  • Parking: Garage
  • Cooling: Wall/Window Unit(s)
  • Levels: 7
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Laundry Room
  • Complex: Northridge section 3
  • Year Built: 1952
  • Approx Sq. Feet: 700
  • Elem. School: Ps 148
  • Middle School: Is 145 Joseph Pulitzer
  • High School: Contact Agent
  • School District: Community District 30
  • Pet Policy: Cats OK, No Dogs
  • Appliances: Refrigerator
  • MLS#: 844796
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/844796/324289thstreet_newyork_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Daniel Gale Sothebys Intl Rlty   Phone: 718-762-2268

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

32-42 89th Street, #C206, New York (East Elmhurst), NY, 11369

$229,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,200 $183,200 $183,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,158 $1,203 $1,534
Total Monthly Payment $1,233 $1,278 $1,609

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.