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LOW VA Assumable rate! TOOO many upgrades to list! Buyers looking for a CLEAN home with PRIDE OF OWNERSHIP & ZERO deferred maintenance ++ UPGRADES . . . the buck stops here! ONE story ALL block home, NO flood zone. The home nests on a nearly 0. 20 acre water view lot with 70' frontage, 123' depth and 88' rear water frontage. The curb appeal boasts an expansive ~40'x30' PAVER driveway, coach lighting (3), security cameras, paver walkway, gutters, an extended paver covered front porch + a glass framed front and storm door! Outdoor lovers will FALL-IN-LOVE with the ~700 SF covered screened lanai in the rear of this home! Expand your living space into this area for entertainment & relaxation under the lanai or on the extended paver sun seating areas! This NE facing home has FOUR bedrooms, THREE full bathrooms, a flex room, a great room + a 3-car garage! One BEDROOM SUITE is a split wing with an en suite bathroom! Cooks will be HAPPY to find a GAS range, 8'x5' walk-in pantry, stainless steel appliances, kitchen island with breakfast bar, granite countertops, an undermounted sink + a new garbage disposal! The flex space "world room" marble tile wall will WOW your visitors and be the topic of conversation for all! The primary bathroom updates/upgrades include a quartz veined countertop, upgraded full tile shower surround and fixtures! MANY more features $$$ throughout include: crown molding, ADT alarm system, hurricane shutters, vinyl 6' privacy fenced back yard, tile throughout (-1 bedroom), Culligan water softener, tankless water heater, frameless glass shower inserts, upgraded interior doors, (2) storm doors & top hat lighting in bathrooms. Belmont is an active community with events! Belmont Park is a resort-like environment with 2 community pools, playground, tennis courts & basketball! Hop on to the miles of sidewalk from the back of this home for walking/running/biking! Golf cart friendly community! Elementary school: 1 mi from home, Middle and HS: 2mi from home! CLOSE to all urban conveniences on US 301 & US 41! Only 2 mi to Publix! Visit Apollo Beach to launch your watercraft or to dine waterside! Commuter travel to TAMPA and MACDILL ++ <1hr to BEAUTIFUL St Pete beach! ~15 min to the VA clinic and St Joseph's hospital!
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Our Executive Mortgage Banker:
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,655 | $2,759 | $3,516 |
Total Monthly Payment | $3,161 | $3,265 | $4,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.