2982 S ATLANTIC AVENUE, New Smyrna Beach, FL, 32169 | $825,000

This lovely home was built in 2005 to Miami Hurricane Standards and is zoned for short term weekly rentals. Owner has stayed here thru 4 hurricanes and you can barely even hear the storm outside.

The community of Cearra Del Ray is small and consists of 4 duplexes for a total of 8 units. It is a perfect second home, rental unit with great income potential because of short term zoning, or primary residence. The home is located within walking and biking distance to Flagler Ave, and within a couple blocks from Chases, 27th Street Park, Beachside Pizza and Izzy's Tacos. The beach access is directly across the street.

The spacious floor plan offers over 2000 sf with 2 bedrooms and 2 bathrooms on the second floor, and a huge 19x13 primary bedroom on the first floor with a 11x12 ensuite bath with Jacquzzi, stall shower with seating bench and double sinks. The high ceilings and 9 foot raised panels doors throughout make it appear bigger than it's almost 2100 sf size. The main living area is on the second floor. The open floor plan for the main living area features suntubes for added natural lights, surround sound wired in, recessed lighting, custom plantation shutters on windows and sliders, and crown molding. Impact resistent windows and sliders offer additional storm protection. The spacious kitchen boasts an abundance of 42" raised panel oak cabinetry, deep set double ceramic sink, upgraded granite counters and all new appliances replaced within the last year. An as an added bonus there is a huge, wrap around porch for enjoying your cup of coffee while you watch the sun come up. There is an oversize two car garage with 2 Large overhead Storage racks for additional storage. Some of the many upgrades are top brand custom plantation shutters throughout, huge primary double closet in downstairs bedroom with custom organizers to optimize storage, and crown molding in main living area, and 8 foot raised panel doors and wrap around covered porch. The MyQ garage door opener, August locks, and Nest thermostat are perfect for second home, vacation home or primary residence and they allows you to monitor use and maintain entry and heat/AC remotely. The AC is was installed in September 2021, hot water heater was installed in 2018, appliances in kitchen are a year old.

Features

  • Amenities: Pool
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 22 x 56
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Mediterranean
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Faces Rear, Off Street, On Street
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,058
  • Acreage: 0.03
  • Lot Size: 22 x 56
  • Est. Taxes: $5,437
  • HOA Fee: $500 Monthly
  • Lot Desc: City Lot, Landscaped, Level
  • View: Water
  • Pool: Gunite, In Ground, Lighting
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: V4942028
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/V4942028/2982satlanticavenue_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 7:36:16 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Kim KnoxLuxury Properties Specialist

978.771.4579

Kim.Knox@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2982 S ATLANTIC AVENUE, New Smyrna Beach, FL, 32169

$825,000

Kim Knox

Luxury Properties Specialist

William Raveis Real Estate

Phone: 978.771.4579

Kim.Knox@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.637% 6.540%
Monthly Tax Payment $453 $453 $453
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,010 $4,172 $5,704
Total Monthly Payment $4,555 $4,717 $6,249

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.