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AFFORDBLE GROUND FLOOR 2/2 CONDOMINIUM JUST 500 FEET AWAY FROM THE FAMOUS "COUNTRY CLUB AT SILVER SPRINGS SHORES GOLF COURSE! Come see this adorable 885 SQ FT home built in 1989. Inside features a comfortable living room, split bedroom floor plan, eat-in kitchen including range, refrigerator, dishwasher, ultra quiet washer and dryer (3 year old appliances), ceiling fans, window dressings, blinds, curtains, adjustable LED lighting, central A/C & heat, smoke and carbon monoxide alarms. Outside features a breezy screen room and the home is located across the street from the refreshing community swimming pool. Children welcome. Plenty of parking. The reasonable $300. 00 per month HOA fee includes trash pick up, lawn maintenance, swimming pool, roof & building exterior maintenance and insurance of the exterior of the building. The Condo owner is responsible for A/C & heat, interior of the home appliances, electrical and plumbing. The Duke Energy average monthly bill is $83. 00. Exterior electrical lines are all underground which eliminates most power outages. Sewer and water average monthly bill is $49. 14. Flood insurance not required. Xfinity cable available for $100 per month. Internet available for $70 per month. The optional lightning arrestor is available for $8. 99 per month. Century link is also available. The community cluster mail box next to the building has individual keys. 20 spaces for visitor parking available. Also available is the Silver Springs Shores community center offers you basketball, pickle ball, tennis, shuffle board, another community pool, meeting rooms, get togethers, water aerobics, dancing and much more for just $15. 00 per year. If you want a quiet, clean, safe and affordable place to live with services, doctors, hospitals, endless shopping and endless fun activities, this is the place for you, and it's all within your budget. NO STAIRS, GROUND FLOOR! All for a great low price of $131, 900! HURRY AND LET THE FUN BEGIN!
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Our Executive Mortgage Banker:
Our Insurance Division:
$131,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $105,520 | $105,520 | $105,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $667 | $693 | $883 |
Total Monthly Payment | $787 | $813 | $1,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.