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Welcome home! This gem is situated in the quiet neighborhood of North Lakes in the heart of the highly desired Northdale area just south of Lutz. Through hard work and pride in ownership, this home is pristine and ready to move in condition. The property offers 3 bedrooms, 2 baths, and a 1-car garage with a side door and recently purchased outside storage. The home features an open floor plan with tile floors throughout, a laundry room with plenty of cabinet and counter space, freshly painted, new epoxy floors in the garage, and new sod installed. The kitchen was remodeled within the last 3 years with white wood cabinets and quartz countertops and with a breakfast bar. The ROOF & HAVC SYSTEM were replaced in 2018, the water heater in 2019, the gutters with leaf guard installed in 2018, the garage door opener 02/2025, and the fence in 2021. You will be a few minutes from Lake Park, which features five lakes, cypress swamps, pine flatwoods, hardwood hammocks, and abundant wildlife. The marked pathways are popular with hikers, runners, mountain bicyclists, and equestrians. One of the County's most amenity-rich parks, Lake Park includes a fitness trail with workout stations, an archery range, two horse arenas, and a track for Tampa BMX and radio-controlled car racing. You will be near parks, schools, excellent restaurants, shopping, and medical centers, offering seamless access to everyday necessities and leisure. You will also be a short drive to the Veterans Expressway, Tampa International Airport, Citrus Park Town Center, International Plaza, Raymond James Stadium, Tampa Yankees, Downtown Tampa, and less than an hour's drive to our beautiful central Gulf Coast beaches. Please give us a call so we can schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,102 | $2,678 |
Total Monthly Payment | $2,247 | $2,274 | $2,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.