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Like new! Lightly lived in for 11 years by original owner. This beautiful home features an open floor plan with a Great Room (kitchen, living and dining area) and 12' ceilings (approximate). The kitchen boasts off white, soft-close cabs, SS appliances and granite counters. A large island offers plenty of seating for casual meals while also having full and open access to the living room with gas fireplace. The Dining area includes a built-in dry bar and exterior access to a spacious composite deck overlooking expansive backyard with a storage shed. The Primary Bedroom (separate heat zone) on the first floor has large walk-in closet, ensuite with dual sinks, soaking tub, tiled shower and heated flooring. The welcoming foyer with beautiful chandelier, has closet and half-bath and leads to private office, laundry room and garage access. HW floors throughout the first floor (except primary bedroom). Upstairs (3rd heat zone) are two carpeted bedrooms with large closets and another full bath (tile flooring) as well as additional storage closets and small storage room. The WALKOUT basement is unfinished but framed, insulated and plumbed for additional living area or in-law suite. The furnace and internal A/C handler were replaced in 2023. The utility room includes a water filtration system. There is abundant storage throughout this home. Come see this beautiful property and make it your FOREVER HOME!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
Total Monthly Payment | $4,652 | $4,806 | $5,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.