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Welcome to this beautifully maintained ranch style home located in Historic Hyde Park , NY . This one level home is perfect for first time home buyers, downsizing or for that quiet weekend get away retreat. Fall in love with the front porch as you enjoy your morning cup of coffee. When you first walk into this home you will find the bright living room with stunning hardwood floors that opens up into a gorgeous updated kitchen with granite countertops , beautiful wood cabinetry, ceramic tile floors and back splash and stainless steel appliances. One of the 3 bedrooms this house offers is adjacent to the living room which would also be ideal for a home office , family room or home gym. Enjoy the comfort of central AC. The unfinished walk out basement and one car garage offer abundant storage. Enjoy the fenced in level rear yard that is great for a pool, kids to play, family gatherings or a weekend barbeque on the backyard patio. This home is minutes to the Metro North Train Station, Major commuter highways, Vassar College , Marist College , CIA , Vassar Brothers Medical Center, Mid-Hudson Regional Hospital, IBM, Shopping , 5 Star Restaurants, Poughkeepsie waterfront and the Historic Walkway over the Hudson. Don't miss out on this great house. You will not be disappointed. Multiple offers. Highest and best by Monday 4/14 8 PM.
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Our Executive Mortgage Banker:
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$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,738 | $1,761 | $2,243 |
Total Monthly Payment | $2,311 | $2,334 | $2,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.