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4909 GULF DRIVE, #1B, Holmes Beach, FL, 34217 | $660,000
Great 2 bedroom 1 1/2 bath Elevated Anna Maria, Island style home located just 6 blocks North of the Manatee Ave bridge so only a short distance from the mainland, just 3 blocks from the 52nd Street Public Beach Access and only a 4 minute drive to Publix. The kitchen looks out to a larger living & dining space to a large screened lanai beyond the new Impact Sliders. The front of home has a large deck with plenty of room for dining and entertaining. On the North side of the home is a spacious master bedroom has a large walk-in closet with sliders directly out to the rear Lanai. The split plan has large 2nd bedroom with ample closet space and is currently being utilized as an office. The Holmes Beach R-2 zoning allows for weekly rentals and this small community has no HOA fees so very profitable for Air B&B rentals or a low cost 2nd home. The property is elevated a full story for peace of mind in inclement weather and has a 3 car parking beneath as well as a large storage shed for all your toys. The downstairs has a nice outdoor Chillounge entertaining area for bigger parties. The home is located in AE 7 Flood Zone so no flood insurance required and property did not suffer any water intrusion in last years storms. Schedule your showing today to visit this great affordable beach house before it too late.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Lot Size: 34 x 74
- Laundry: Inside, Laundry Closet
- Style: Coastal, Custom, Elevated, Florida, Key West
- Year Built: 1983
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 868
- Acreage: 0.06
- Lot Size: 34 x 74
- Est. Taxes: $4,495
- Lot Desc: FloodZone, City Lot, Level
- View: Garden, Trees/Woods
- Elem. School: Anna Maria Elementary
- Middle School: Martha B. King Middle
- High School: Manatee High
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Range, Range Hood, Refrigerator, Washer
- MLS#: A4648122
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/A4648122/4909gulfdrive_holmesbeach_fl?source=qrflyer
Listing courtesy of MICHAEL SAUNDERS & COMPANY Phone: 941-388-4447
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4909 GULF DRIVE, #1B, Holmes Beach, FL, 34217
$660,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $528,000 | $528,000 | $528,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
| Monthly Tax Payment | $375 | $375 | $375 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,337 | $3,469 | $4,420 |
| Total Monthly Payment | $3,804 | $3,936 | $4,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388