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Welcome to the Cottages at White Rock — a well-managed and highly sought-after 55+ adult community, ideally located just minutes from Concord and Manchester. This beautifully maintained townhome offers the ease of first-floor living with the added bonus of expanded living space upstairs. The bright and inviting eat-in kitchen features a sunny picture window overlooking the welcoming front porch. The spacious living room boasts a cozy gas fireplace framed by custom built-in shelving, perfect for entertaining. Conveniently located off the living area is the primary bedroom suite, complete with a double closet and a full en-suite bath. Additional highlights on the main level include first-floor laundry, a half bath, and a delightful three-season room, privately situated with views of the backyard garden. Upstairs, you’ll find two versatile rooms—ideal for guests, hobbies, or office space—both with large closets and generous storage, plus a second full bath. Enjoy the peaceful surroundings from your charming front porch, and take advantage of the attached garage with direct entry. Located near the Bow Community Center, Concord’s shopping and dining scene, Concord Hospital, and major highways, this home offers the perfect blend of comfort, convenience, and community. Showing start 4/9 Open House 4/13 11AM-2PM
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $675 | $675 | $675 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,589 | $2,622 | $3,342 |
Total Monthly Payment | $3,339 | $3,372 | $4,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.