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Welcome to this beautifully updated one-story single-family home, nestled on a generous 1. 06-acre lot with no HOA--giving you freedom, space, and flexibility just minutes from Stono Ferry Plantation, Highway 17, and West Ashley. This home features a durable and low-maintenance Hardie Plank exterior, combining classic curb appeal with long-lasting protection. Inside, you'll find luxury vinyl plank flooring throughout the kitchen and bedrooms, and a stylish kitchen equipped with quartz countertops, shaker-style cabinets, and a shiplap-accented island perfect for gatherings. The dining room and living room features custom built-in shelving and a custom entertainment center, blending style with function. Both bathrooms have been fully updated with new fixtures, lighting, and hardware, adding a fresh, modern feel. The spacious master suite includes an accent shiplap wall, and a large walk-in closet. One of the additional bedrooms also features a charming shiplap wall accent. A heated and cooled sunroom provides year-round comfort, and a new storm door boosts efficiency and natural light. Recent upgrades include a new hot water heater, a 2 year old septic pump, and a smart garage door opener with phone access for ultimate convenience. Out back, enjoy a fully fenced yard with a 4-foot simple saline pool with wraparound pool deck, a 2- year old pool pump, a gazebo, shed, greenhouse, zipline, and an impressive custom treehouse with a slide, an outdoor haven for all ages. And, with no HOA, you're free to park your boat, RV, or camper and make the property truly your own. This home blends thoughtful upgrades, outdoor adventure, and location flexibility into one unforgettable package! Don't miss this opportunity to call this house your home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $3,022 | $3,851 |
Total Monthly Payment | $3,076 | $3,114 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.