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SELLER CREDIT $7K TOWARDS BUYER'S CLOSING COSTS. Enjoy the Central Florida lifestyle in this beautiful home located in the desirable community of Harmony West. Highlighted by excellent curb appeal and situated on a premium waterfront lot. Built by DR Horton, the Robinson floor plan features an open floor plan with 4 bedrooms, 3 full bathrooms, family room, dining room and 3-car garage. A stunning entrance will welcome you to a large foyer, ceramic tile floors, neutral paint tones and plenty of natural light throughout. The gourmet kitchen is ideal for the aspiring chef in your family - featuring 42" grey cabinets, granite counters and stainless steel appliances. The family room is the focal point of this home - ideal for entertaining family and friends! The master retreat is spacious, featuring a spa-like master bath, dual sinks, walk-in shower, garden tub and large walk-in closet. Extend your living area outdoors with a covered and screened lanai, overlooking a pond – offering a private and serene setting. Upgrades include: WHOLE HOUSE SOLAR SYSTEM (paid off), gutters, hybrid water heater, water softener and filtration system, ceiling fans, custom light fixtures, metal pull out shelves in kitchen cabinets, custom hardware on all cabinets, fiber internet cable in living room, custom glass insert in front door. AVERAGE MONTHLY ELECTRIC BILL $21. Conveniently located to shopping, restaurants, medical and major roads. You will not want to miss seeing this turn-key home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$508,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $406,400 | $406,400 | $406,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,569 | $2,670 | $3,402 |
Total Monthly Payment | $3,285 | $3,386 | $4,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.