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One or more photo(s) has been virtually staged. ** SPRING SPECIALS ***SELLER'S CREDIT $ 5000 TO THE BUYERS *** NO HURRICANE DAMAGES OR FLOODING FROM EITHER STORMS! Welcome to the Resort Style living on the exclusive KAPOK GRAND GATED COMMUNITY! This 2 Bedrooms/2. 5 Bathrooms/1 Car attached garage/Bonus Room, is the best luxury location to live under a SMALL HOA MAINTENANCE FEE ($410 per month) WHICH INCLUDES CABLE TV, INTERNET, WATER, TRASH, RECYCLING, SEWER, ROOF, LAWN CARE, PEST CONTROL, EXTERIOR & GROUND MAINTENANCE. The amenities are endless. It has a CLUBHOUSE, REC CENTER, HEATED/COOL POOL, NEW FITNESS CENTER with all NEW EQUIPMENTS, LOCKER ROOM, GAME, READING & MEETING ROOM, SCENIC WALKING TRAILS AROUND A PRIVATE POND, BARBECUE AND PICNIC AREA, A PET FRIENDLY (LIMIT 2 WITH NO WEIGHT RESTRICTIONS, LEASING IS ALLOWED AND OPEN FOR ALL THE AGES. REALLY STRONG RESERVES AND NO ASSESSMENTS. The Hoa fees have been low for years which makes it really high demand to own and reside in. As you step inside, you will be impressed with the lovely layout & open concept, high ceilings with CROWN MOLDING, gourmet renovated KITCHEN WITH BREAKFAST BAR & ISLAND granite countertop and SS APPLIANCES, a combo of living room/ dining room and through the sliding door it leads to the Florida / Bonus Room, another addition of 155 sq ft added with HURRICANE IMPACT WINDOWS / DOOR (2021), ($10, 000 value) UPGRADES are NEW LUXURY VINYL FLOORING (2024) THROUGHOUT THE HOUSE, NEW SMART REMOTE SHADES ($2300) ON THE SLIDING DOOR, NEW FIXTURE LIGHTS, NEW INTERIOR PAINT, BRAND NEW LG WASHER & DRYER, NEW CUSTOM WALK IN CLOSET, GENERATOR SWITCH AND OUTLET (2021, $1900) so the buyer can have the electricity on the entire house in case of losing power. You can enjoy the full privacy in the backyard with no rear neighbors. Both PRIMARY & SECOND BEDROOM HAVE VAULTED CEILINGS & have large Ensuite Bathrooms. Laundry and 2 full baths are located on the upper floor for convenience. This 1 car garage has also an extra storage area that does not interfere with parking your vehicle. You will find extra & guest parking located throughout KG. All buildings are fully equipped with fire sprinklers for extra safety. ROOF REPLACED in 2021. LOW HOMEOWNER INSURANCE. It's centrally located just minutes to NEW Seminole Shopping Center, with movie theater, fine dining and the entertainment. Enjoy the advantage of living near less than 5 min from Madeira/Redington & Gulf Beaches. PRICE TO SELL! BRING ALL THE OFFERS!
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Our Executive Mortgage Banker:
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$398,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,986 | $2,092 | $2,665 |
Total Monthly Payment | $2,538 | $2,644 | $3,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.