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Welcome to your dream home in the heart of Fernandina's historic Old Town district! This custom-built Eric Moser design, completed in 2021, perfectly blends modern luxury with timeless charm. With meticulous attention to detail, this home offers a wide range of premium features that elevate your living experience. As you enter, you'll be greeted by wide plank hardwood flooring and custom window treatments throughout the home, creating a warm, sophisticated atmosphere. The kitchen is a culinary dream, featuring top-of-the-line GE Cafe Appliances, including a French door oven, complemented by custom cabinetry for both style and practical storage. The open floor plan and 10-ft ceilings on the first floor, paired with 9-ft ceilings on the second, enhance the spacious feel, while the 8-ft exterior doors offer an inviting sense of grandeur. Designed for comfort and efficiency, this home boasts a sprayed insulated attic, ensuring optimal temperature control year-round. A whole-house water softener system guarantees the best water quality, while a whole-house generator provides uninterrupted power. Step outside to a screened porch where you can relax and enjoy the serene surroundings. The all-brick driveway, walkways, and porches add timeless curb appeal, while the metal roof enhances durability and contemporary style. The covered upstairs porch extends your outdoor living space, perfect for unwinding. An irrigation system keeps your landscape lush and beautiful. Located just minutes from Main Beach and historic downtown, this home allows you to immerse yourself in the vibrant Old Town community. Enjoy festivals, stroll to the plaza for breathtaking sunsets, or explore the local boutiques and restaurants, offering everything from casual bites to five-star dining. With the added convenience of a golf cart-friendly community, this residence provides the perfect combination of luxury, comfort, and a true hometown atmosphere. Don't miss the chance to make this exceptional property yourswhere history meets modern living in perfect harmony.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,120,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $896,000 | $896,000 | $896,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.666% |
Monthly Tax Payment | $817 | $817 | $817 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,517 | $5,737 | $7,805 |
Total Monthly Payment | $6,459 | $6,679 | $8,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.