5660 OAK KNOLL DRIVE, St. Cloud, FL, 34771 | $725,000

Welcome to Split Oak Reserve, tucked away just South of Lake Nona, this newly established community features a beautiful 2022 BUILT HOME offering flexible space for room to grow, NO IMMEDIATE REAR NEIGHBORS, a MAIN FLOOR BEDROOM & FULL EN-SUITE BATH, tons of storage, 3-CAR TANDEM GARAGE and the large PAVER LANAI is ready for you to screen it in!**ZONED FOR NEW SUNBRIDGE K-8 SCHOOL** The light and bright OPEN CONCEPT main floor delivers site lines from the front door to the back, a FLEX ROOM off the foyer - add walls for a home office, entertain in a formal setting or create a space the kids will love to play in, + a spacious living area with TRIPLE SLIDING GLASS DOORS that open up to the lanai. The home chef will delight in an ideal kitchen that pairs timeless cabinetry with stylish modern accents, as well as upgraded STAINLESS STEEL APPLIANCES, a breakfast bar on the large ISLAND under sleek pendant lighting, QUARTZ COUNTERTOPS and ample storage. The main floor also boasts a bedroom and full bath perfect for MULTI-GENERATIONAL LIVING, and a half bath convenient for guests. The covered lanai is ready to be screened and is pre-plumbed for a Summer kitchen, all overlooking a fully fenced backyard. The remaining bedrooms can all be found upstairs, all featuring walk-in closets, including your generous PRIMARY SUITE. Start and end your day in your tranquil retreat complete with a WALK-IN CLOSET of its own and a well appointed private en-suite bath. Conveniently the laundry room is also on the second floor and there is a BONUS/LOFT for additional flexible living space. Residents of Split Oak Reserve will enjoy having access to a COMMUNITY POOL and playground and the proximity to NEW PUBLIX shopping center, Narcoossee Rd and other major highways puts you just minutes from Downtown St Cloud, Kissimmee, Lake Nona, area attractions, theme parks and the Orlando International Airport. What are you waiting for? Call today to schedule a tour and fall in love with your new HOME SWEET HOME!

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Year Built: 2022
  • Garage: 3-car Covered, Driveway, Garage Door Opener, Oversized, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,400
  • Acreage: 0.14
  • Est. Taxes: $7,148
  • HOA Fee: $106 Monthly
  • Lot Desc: In County, Landscaped, Level, Sidewalk
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Tohopekaliga High School
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6297265
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/O6297265/5660oakknolldrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 9:47:26 AM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5660 OAK KNOLL DRIVE, St. Cloud, FL, 34771

$725,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $580,000 $580,000 $580,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $596 $596 $596
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,666 $3,810 $4,855
Total Monthly Payment $4,354 $4,498 $5,543

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.