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Discover your perfect oasis in the prestigious gated community of Symphony Isles! This gorgeous 5 bedrooms, 3 baths waterfront property features a brand new roof and a newly constructed wood dock, setting the stage for an idyllic lifestyle. As you approach, you'll be captivated by the circular paver driveway and lush landscaping that enhances the home's impressive curb appeal. Step through the elegant glass and wood double doors and be welcomed by a stunning iron spindle staircase, leading you into spacious formal living and dining areas. The expansive family room, complete with a cozy wood-burning fireplace and rich hand-scraped wood floors, is perfect for gatherings. The open-concept kitchen is a chef's delight, showcasing white cabinetry with pull-out drawers, stainless steel appliances, and an exquisite granite countertop. Enjoy casual meals at the breakfast bar or utilize the large pantry for all your culinary needs. Sliding glass doors provide seamless access to the beautiful salt-chlorinated pool and deck, making it easy to enjoy sunny days outdoors. The luxurious master suite boasts two generous walk-in California closets and a spa-like bathroom featuring a jetted tub, a marble-tiled shower, dual sinks, and a private balcony that offers breathtaking views of the bay. An additional bonus room over the garage includes custom cabinetry, a wet bar, and space for a pool table, perfect for entertaining! This home is equipped with upgraded Anderson double-pane windows, crown molding in formal areas, and stylish lighting throughout. Additional features include an electric car charger, ample garage storage, two laundry rooms (one upstairs and one downstairs), and energy-efficient tankless water heaters. The downstairs guest suite provides convenient pool bath access, while outdoor amenities include a large wood deck for gatherings, two boat lifts (14, 000 lbs and 10, 000 lbs), and plenty of side yard space for your furry friends. Enjoy the benefits of an irrigation system fed by a well, along with a variety of fruit trees including mango, banana, avocado, lychee, peach, and orange. With solar panels, you'll save significantly on energy costs! Residents of Symphony Isles enjoy 24-hour manned security, a private beach, a community pool, a volleyball court, a clubhouse for events, and numerous social activities, all just minutes from the bay. Don't miss out on the best boating experiences this community has to offer! Schedule your tour today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,800 | $3,800 | $3,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $24 | $25 | $32 |
Total Monthly Payment | $99 | $100 | $107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.