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Experience the quintessence of comfortable living in this charming three-bedroom, two-bathroom home nestled in the heart of West Rutland, Vermont. Boasting a generous 2000+ square feet of interior space, this residence is the epitome of warmth and welcome. Step inside to discover rooms galore in this blend of classic and modern elements. The heart of the home offers a spacious living room, eat-in kitchen and dining area enhanced by a pellet stove. A laundry area, an in-home office, first floor full bath and master bedroom complete the first floor. The second floor has two bedrooms and a guest suite with it's own entrance to the back exterior stairs- perfect to rent a room or for guest. A notable highlight is the property’s enchanting outdoor space. Large backyard with garden space invite you into a world of natural beauty, perfect for those who appreciate green thumbs and fresh air. Additionally, the two-story barn presents a unique opportunity, ideal for a workshop, studio space, 2 car garage space or simply extra storage. This home has been updated including a stainless steel liner in the chimney, Newer furnace, oil tank, heat pump hot water and Neighborworks came in to winterize the basement walls, ensuring comfort and energy efficiency year-round. Located in a friendly community, the home is just a stone’s throw from essential amenities including top local schools, convenient shopping, nearby US Route 4 Highway and recreational options like the West Rutland Dog Park.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,441 | $1,498 | $1,909 |
Total Monthly Payment | $1,789 | $1,846 | $2,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.