5522 SWAYING PALM DRIVE, Punta Gorda, FL, 33982 | $299,000

This 3 bedroom 2 bath home sits on over a half acre at the back of the neighborhood far off the road offering a quiet relaxing atmosphere. Vacant land behind and to the right of the property. Both bathrooms have been completely remodeled in 2025 with marble counter tops. New luxury vinyl flooring installed throughout entire house in 2025. There is an area that can be used as an office space. Laundry room inside. Interior of house painted in 2024. Exterior of house painted in 2023. The fence was installed in 2024 and has a large shade tree making it a great play area for pets. New roofs on the 2 car carport and 1 of the sheds installed in 2024. New central air installed in 2021. All 3 bedrooms are large in size. Open kitchen. 2 sheds offering extra storage space. Shingle roof has been sealed every 5 years, last done in 2023. 1560sqft under air for main house and 570sqft under air in the bonus room giving you over 2100sqft of living space! The bonus room built in 2019 has a metal roof, AC installed in 2024 and the flooring installed in 2022. There is a large screened in front porch. Water softener water system. Charlotte highlands is one of the highest areas in Charlotte County and does not require flood insurance. High speed Xfinity internet system available. ADT alarm system for house is also connected to the shed closest to the house. This house is ready to move in. NO HOA fees. No lot fees and no deed restrictions. Bring your boats, rvs and toys. Priced competitively for quick sell. Call for a private showing today!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1989
  • Heating: Central, Electric, Wall Units / Window Unit
  • Cooling: Central Air
  • Approx Sq. Feet: 2,130
  • Acreage: 0.55
  • Est. Taxes: $1,737
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: C7508206
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/C7508206/5522swayingpalmdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 3:47:19 PM)

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302.293.7433

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5522 SWAYING PALM DRIVE, Punta Gorda, FL, 33982

$299,000

Nick Rosario - The Nick Rosario Team

Associate Broker

William Raveis Real Estate

Phone: 917.564.2351

Nick.Rosario@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $145 $145 $145
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,512 $1,571 $2,002
Total Monthly Payment $1,732 $1,791 $2,222

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.