WATERFRONT! Welcome to an amazing home that you won't want to leave. This updated contemporary raised ranch offers panoramic river views in a setting so private you would never know it was there. Your very own audubon preserve! Watch the swans and bald eagles on the water or go kayaking from your front yard. The open floor plan with updated kitchen opens to a living room and entertaining area surrounded by floor to ceiling windows that bring in lots of natural light and incredible water views. Walk out to the large deck with a built in bench and hot tub or continue through the first floor to the spacious dining room with more windows and views. Two generous bedrooms and a fully remodeled bathroom complete the first floor. A walk down to the lower level reveals the master suite complete with walk in closet and double vanities. An additional 4th bedroom/home office offers more living space and access to the back yard. The oversized 2 car garage with tons of storage options is accessed through the lower level. And conveniently located just off the garage is a mud room and beautiully remodeled laundry room. Gas heat, central air, central vacuum, town sewers and water. Major recent improvements include new roof, new AC, and complete re-paint/re-stain of home exterior and deck! The lot, almost an acre, is mostly fronted by the river yet does NOT require flood insurance. This secret gem at the end of Oak St. with its expansive views and tree lined entry will surprise you.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,285 | $4,186 |
Total Monthly Payment | $3,918 | $4,043 | $4,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.