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RARE find in Uptown at this price point. Short walk to Fort, downtown & many eateries & shops. March, 2025, Seller invested in a new electric panel & 85% wiring, wired fire alarms, plus a whole house repipe & part sewer replacement. Metal Roof 2018. Most of the living spaces have been painted. This 115 year, classic bungalow, features hardwood floors in most areas, updated baths & kitchen. BUT. . It is showing years of blemishes that, a good ''plaster'' surgeon, could do wonders for. Expect cosmetic work needed! Home is move in ready, safe & waiting for its next owner to really bring it to the 21st century. Exterior of the home is low maintenance with a mature garden & firepit ready for a cozy evening at home. Detached garage & 3 car driveway. Seller's family has occupied home for over 60 years, but felt it was time to pass the baton to another buyer who will start making their own memories. Seller letter states no offers less than 5% of Listing will not be submitted.
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,495 | $2,628 | $3,322 |
Total Monthly Payment | $2,944 | $3,077 | $3,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.