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Welcome to this meticulously maintained 4-bedroom, 2. 5-bathroom, 3447 square foot home nestled in the coveted Estates at Charleston National. Situated on a generous corner lot, this property offers the perfect blend of elegance and functionality. The kitchen features Corian countertops, double built-in wall ovens, 42-inch cabinets, and a stainless-steel fridge. The first floor boasts red oak flooring, sanded and Poly coated, adding warmth and durability. The recently renovated owner's suite ensuite bathroom showcases a Schluter waterproof system, a luxurious shower with a smooth river rock floor, wood strip style ceramic wall tiles, and a custom 10-foot vanity. Additional features include an overhead rain shower, body jets, and a handheld sprayer, complemented by a 5-foot soaker tub with a waterfall faucet. Updates include a 2015 roof, a 2022 water heater, and a 2024 16. 5 SEER upstairs air conditioning unit. The home is built to exceed safety standards, evident in its overbuilt construction and meticulously maintained high-end finishes. The three-car garage features exceptionally high ceilings, ideal for storage or hobbies. Enjoy the serene screened-in back patio overlooking lush landscaping, creating a peaceful retreat frequented by local wildlife. The spacious corner lot offers ample space for a dream pool. This home, designed by award-winning Frank Bets Designs and custom-built in 1999, is bathed in natural light throughout, enhancing its spacious and inviting ambiance. Residents of Charleston National enjoy resort-style living with access to amenities such as the Charleston National Golf Course, two pools, a clubhouse, playground, tennis and pickleball courts. Conveniently located near local dining options, Costco, and just 15 minutes from Isle of Palms beach, this property embodies luxurious Lowcountry living at its finest. Additional Structural Features: · Over-engineered design with 2x6 exterior stud walls for maximum strength and durability · 20" deep open web first and second floor trusses, 16" on center with double top cords for enhanced stability · Roof trusses spaced 19. 2" on center with 2x6 top and bottom cords, designed for straight mechanical runs and efficient airflow · Dual returns on both first and second floors to ensure maximum air circulation · Oversized footings with six runs of 3/4" rebar (3. 5' wide x 2. 5' deep) designed to support over 100, 000 pounds of queen size brick · Entire elevated space beneath the home is covered with 10 mil poly and a 6" thick concrete slab, providing massive storage capacity
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,032,000 | $1,032,000 | $1,032,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 6.764% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,438 | $6,608 | $8,919 |
Total Monthly Payment | $6,563 | $6,733 | $9,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.