304 Bank Street, Mount Pleasant, SC, 29464 | $5,595,000

Enjoy the very best of the Old Village in this beautiful, historic turn-key home. As practical as it is lovely, it includes every feature today's sophisticated buyer seeks. There are dual primary bedroom suites (one downstairs and one up) and four secondary bedrooms--all large enough to accommodate a king-sized bed; five full bathrooms and one powder room; two media/living rooms (one with a gas fireplace and the other with a wine refrigerator and vaulted pecky cypress ceiling); a separate dining room with hand-painted chinoiserie walls; a wet bar with custom cabinetry and ice maker; a walk-in pantry with secondary refrigerator; a light-filled kitchen with marble island and countertops, abundant cabinetry and Wolf and Bosch appliances; a screened porch with wood burning fireplaceand vertical grain tongue and groove hemlock walls and ceiling; two five-panel Euro Wall accordion doors, one opening to the screened porch and one to the pool area, along a hemlock-paneled hallway with custom cabinetry/drawer storage; and laundry on each floor. Outside is a 16'x29' saltwater pool with spa, a shower and a poolside covered "kitchen" with Lynx gas grill, sink, metal cabinetry and granite bar and counter tops. Sonos speakers are installed in the ceilings of the screened porch, the second media room and the outdoor kitchen. To the right of the house is a detached one-car garage with heated and cooled office/gym at its rear and gravel drive with motorized gate. At the left of the house are parking spots for 4 cars. Attractive picket fences line the front yard and surround the pool. And important to all Lowcountry homebuyers: the crawlspace is encapsulated and features newly installed stainless steel ductwork.

Features

  • Amenities: Dog Park, Park, Tennis Court(s), Walk/Jog Trails
  • Bedrooms: 6
  • Baths: 5 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 42 - Mt Pleasant S of IOP Connector
  • Year Built: 1900
  • Garage: 1-car Detached
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Other
  • Approx Sq. Feet: 4,300
  • Acreage: 0.26
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Mt. Pleasant Academy
  • Middle School: Moultrie
  • High School: Lucy Beckham
  • Pool: In Ground
  • MLS#: 25009312
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/25009312/304bankstreet_mountpleasant_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Carolina One Real Estate

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

304 Bank Street, Mount Pleasant, SC, 29464

$5,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $4,476,000 $4,476,000 $4,476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.666%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $27,560 $28,660 $38,991
Total Monthly Payment $27,685 $28,785 $39,116

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.