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Welcome to 1309 45th St S, an updated 1950s block home full of charm in a peaceful, sunny neighborhood shaded by mature trees. This 3-bedroom, 1-bath home has been thoughtfully renovated with real-life functionality in mind. Built-in storage, large new windows, and smart design touches make everyday living easy.
The backyard feels like a retreat, featuring a pergola complete with Adirondack chairs, a hammock, and vintage Edison string lights setting the mood. Just a 30-second walk away are some of the nicest pickleball and tennis courts in St. Pete, this is a place where you’ll find your community on day one.
Perfectly located near Downtown Gulfport and Gulfport Beach (2 miles), Clam Bayou Nature Park (1. 3 miles), the Grand Central district (2. 6 miles), Downtown St. Pete (3. 6 miles), and the beach (5 miles) - yet tucked into a quiet residential street. Not in a flood zone, so no flood insurance required. Currently tenant-occupied and cash-flowing. This home works beautifully as a turnkey rental at this price point, or a lovely place to settle in with your family.
Located just 3 blocks from the 49th Street South Redevelopment Project, a major public-private initiative focused on new housing, green space, and enhanced community connection between Gulfport and St. Pete. This type of investment is expected to bring positive improvements to the surrounding neighborhood over time.
Please do not disturb the tenant. Showings (or pickleball matches) can be scheduled directly with the owner/realtor. 24-hour notice required.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$289,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,999 | $231,999 | $231,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,447 | $1,524 | $1,942 |
Total Monthly Payment | $1,808 | $1,885 | $2,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.