427 Haviland Drive, Patterson, NY, 12563 | $429,000

Welcome to this beautifully maintained 3 bedroom, 1 bath home w a sun drenched den - where classic charm meets modern convenience. Nestled in a serene neighborhood, this two-story gem boasts a picturesque exterior with beige siding, black shutters, and a gambrel roof, complemented by a well-manicured yard and a white picket fence. Perfect for families or those seeking a peaceful retreat, this home offers a thoughtful layout and inviting spaces inside and out. Step inside to a bright and airy first floor, where the open-concept kitchen and dining area create the heart of the home. The gourmet kitchen features white cabinetry, stainless steel appliances, and gleaming hardwood floors, making it a chef’s delight. Adjacent, the spacious living room and family room provide ample space for relaxation and entertaining. The primary bedroom offers a cozy sanctuary with soft blue walls, plush carpeting, and a large window that fills the space with natural light. A convenient laundry room and a full bath complete this level. Two additional bedrooms upstairs provide flexibility for guests, a home office, or a growing family. Outside, the backyard is a true highlight, featuring a spacious wooden deck perfect for summer barbecues or morning coffee, surrounded by a lush lawn and a sloped, landscaped area with mature shrubs. The attached garage offers plenty of storage and convenience. With recessed lighting, large windows, and a mix of hardwood and carpeted flooring throughout, this home is move-in ready and waiting for your personal touch. Don’t miss your chance to own this charming retreat—schedule a tour today!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Other
  • Year Built: 1940
  • Garage: 1-car
  • Heating: Baseboard, Oil
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,392
  • Acreage: 0.17
  • Est. Taxes: $7,837
  • Elem. School: Contact Agent
  • Middle School: Henry H Wells Middle School
  • High School: Brewster High School
  • School District: Brewster
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 845831
  • Days on Market: 5 days
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/845831/427havilanddrive_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Brittany PiscoLicensed Associate Real Estate Broker

914.879.2616

Brittany.Pisco@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

427 Haviland Drive, Patterson, NY, 12563

$429,000

Brittany Pisco

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.879.2616

Brittany.Pisco@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $653 $653 $653
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,169 $2,255 $2,873
Total Monthly Payment $2,897 $2,983 $3,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.