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Come see this MOVE-IN READY 2021 block home on nearly a half-acre of land! This home was unaffected by the 2024 hurricanes, and has a retention runoff to the south of the property, meaning you will have no neighbors to one side of your home, with the added benefit of great drainage in this non-flood zone property. The sellers have had no flood or water intrusion issues in this home and are the original owners. This home also has no HOA or CDD fees, and sits in a quiet neighborhood, where the sellers regularly take peaceful morning walks throughout the neighborhood. With a West facing front to this home, you will experience sunrises in the backyard and sunsets on the front porch! The home is tucked away in the Pine Grove Subdivision, near Cortez Blvd, which keeps you close to shops, restaurants, hospitals, and the Suncoast Parkway, but far enough away to have well reduced street noise.
The home has three bedrooms and two full bathrooms with a two-car garage and a fully fenced backyard. Upon entering, the high ceilings create an open feel for this split floorplan. In the living areas and kitchen, there is a beautiful vinyl plank throughout. The kitchen has stone countertops and a dinette for quick meals, watching the sunrise, as well as a formal dining area that shares space with the living room. The laundry room sits between the garage and the kitchen area, and has a built in closet for additional storage needs. The primary bedroom is isolated on one side of the house, with carpeted floors and a walk-in closet. The primary bathroom has ceramic tile with a built-in Shower as well as a single vanity with a stone countertop, maintaining a modern and contemporary feel. The second and third bedrooms are also carpeted with built-in closets, and all three bedrooms have ceiling fans included. Bedrooms two and three are on the opposite side of the house as the primary bedroom. The fenced backyard provides for added privacy, with plenty of opportunities to utilized the oversized lot. The sellers currently have a young lemon tree growing on the North side of the property. The sellers also previously had raised beds for herb growing, such as parsley, basil, microgreens, and more. The backyard also has plenty of room for the potential of adding a pool in the future, and enough space to park your RV in the back. This home is also on Public water and sewer, so you will have to septic tank and no well to worry about.
This home has been well taken care of and is ready for its next owners. Come and see this home today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $1,997 | $2,545 |
Total Monthly Payment | $2,199 | $2,275 | $2,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.