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DIRECT OCEANFRONT 2/2 condo with RARE 2-car garage, located in sought-after Barrier Island Condos of Ormond Beach. This is an extremely low turnover community proving just how special this quaint little beachside community really is. Just steps from the Atlantic Ocean, this inviting retreat is perfect as a full-time residence or vacation home. The spacious and private primary suite is located on the main floor, featuring a luxurious en-suite bathroom with a jetted soaking tub, walk-in shower, and dual his-and-hers sinks. Additionally, the primary offers not only a HUGE walk-in closet but also an indoor/outdoor room surrounded by windows that leads out to the oversized first floor deck - a perfect place to host friends and family or enjoy an outdoor meal. Upstairs, the guest bedroom serves as its own private haven, complete with a private balcony and a Murphy bed, ideal for accommodating additional guests comfortably. The en-suite FULL bathroom serves both the guest bedroom and common areas with access from both points. The light-filled main living area, dining, and kitchen are also on the upper floor with DIRECT ocean views beyond the two brand new hurricane impact-glass sliders, already equipped with "turtle tint" to protect our beach's most treasured friends. Enjoy your morning coffee on the upper patio just beyond the sliders, or take a dip in the community pool just a couple steps from your front door. This peaceful, well-maintained community offers the perfect escape from the hustle and bustle. This is one of the few units in the community offering a 2-car garage, providing abundant storage and parking. Laundry is located in the garage for added convenience as well as a nice, large storage closet inside the garage as well. Condo fees are 830 per month.
All information in this listing is intended to be accurate but cannot be guaranteed. Buyers and agents to perform due diligence.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $618 | $618 | $618 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,854 | $2,964 | $3,773 |
Total Monthly Payment | $3,564 | $3,674 | $4,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.