5640 SPINNAKER LOOP, Lady Lake, FL, 32159 | $649,500

WECOME HOME! The scenic views of this executive pool home will leave you speechless. Located in the exclusive family-friendly neighborhood of Harbor Hills known for its rolling hills, 24hr gated entrance, 18-hole championship golf course, views of Lake Griffin, walking/running sidewalks, and various activities. Situated on a premier lot this home overlooks the 14th golf course green with a sunrise view of Lake Griffin right from your home. Custom-built by the original developers this 3BR/3BA home is comprised of 3, 200+/- sqft under air featuring a formal dining room, living room, foyer, a bonus gym/storage room, Den/Office/Library. inside utility room (washer & dryer included), whole-house Generac generator. , and 3 car garage, with the Electric plug for your ELECTRIC vehicle. As you walk into the foyer you are drawn immediately to the outdoors by the sliding glass French doors bringing the exterior views to the interior with voluminous ceilings, tile, curved drywall, and laminate flooring with an abundance of natural lighting. The kitchen features wood cabinetry, granite countertops, a
solid surface cooktop, a built-in microwave, and a convection oven with an abundance of cabinetry and surface space and a cozy eating nook. The family room sits right off the kitchen featuring vaulted ceilings and built-in features with views of the golf course, and lake. The Formal dining room is located close to the kitchen. The spacious master suite features glass sliding doors leading to the pool area, with a walk-in closet, and the master ensuite with a private lavatory, updated vanities, fishbowl his and hers sinks, and a walk-in shower with a soaking tub. Both guest bedrooms are oversized with large closets and a spare den that can be used as a fourth bedroom or office. The third hall bath doubles as a pool bath with updated vanity, and standing shower. While the inside is amazing, the exterior is no less impressive. The spacious patio/pool area features your own slice of paradise in your backyard with a stunning pool (resurfaced) with a hot tub built-in, landscaping, fruit trees, plus the stunning views of the golf course, and Lake Griffin perfect for entertaining guests.
Harbor Hills is a golf course community with enchanting rolling hills with its own Chain of Lakes Access. Some of the amenities are tennis, pickleball, a heated junior Olympic-sized pool, fitness facility and a Lloyd Clifton designed par 72-championship golf course. Convenient to shopping, grocery stores, The Villages, medical offices, etc. ***There is NO SOCIAL MEMBERSHIP required for this property*** Please call today for a private showing.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Handicap Modified, Maintenance
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Style: Custom
  • Year Built: 1994
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,201
  • Acreage: 0.5
  • Est. Taxes: $8,301
  • HOA Fee: $346 Quarterly
  • Lot Desc: Gentle Sloping, In County, Landscaped, Near Marina, On Golf Course
  • View: Golf Course, Water
  • Pool: Heated, In Ground, Screen Enclosure, Solar Heat
  • Pet Policy: Breed Restrictions
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: G5094738
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/G5094738/5640spinnakerloop_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2025 1:05:59 AM)
Listing courtesy of CARLINO REAL ESTATE GROUP INC   Phone: 352-326-2662

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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5640 SPINNAKER LOOP, Lady Lake, FL, 32159

$649,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,600 $519,600 $519,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $692 $692 $692
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,242 $3,413 $4,350
Total Monthly Payment $4,026 $4,197 $5,134

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.