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This delightful, sun-filled coastal cottage with a detached artist studio is nestled just minutes from the Gulfport’s Historic District, Ibis Park, and the waterfront. It is brimming with character for those who appreciate Gulfport eclectic vibe. From its Key West-inspired facade to the thoughtfully designed open layout, every detail maximizes the cozy space. The kitchen, located at the heart of the home, offers ample storage and workspace for all your culinary adventures. A spacious bonus room provides flexibility, use it as an inviting sunlit dining area or additional living space. The bathroom features a stylish walk-in shower with trendy tile work. The main house is equipped with hurricane-impact windows, providing added security, energy efficiency, and peace of mind. This home has proven its resilience in recent storms with no flooding and no damage. Additionally, there is a transferable termite warranty. One of the standout features is the converted garage studio, currently used as a creative retreat. Here, a loft offers extra sleeping space for guests and a convenient half bath. The studio also boasts an energy recovery ventilator (ERV), improving indoor air quality while reducing energy costs. The fully fenced backyard is a private oasis with endless possibilities. Whether you envision a pool, space for recreational vehicles with easy alley access, or a lush garden, this generous lot is the perfect canvas. Multiple sheds provide discreet storage for gardening tools, beach gear, and miscellaneous overflow. Living in Gulfport is more than just a place to call home, it’s an experience. Known for its fun and funky atmosphere, this vibrant community offers boutique shopping, waterfront dining, and lively events like parades, festivals, and the popular Tuesday Morning Market. Don't miss this incredible opportunity to own a one-of-a-kind home in a prime location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,839 | $2,344 |
Total Monthly Payment | $2,163 | $2,255 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.