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This popular Augusta model ranch style is a free standing home at The Greens at Gillette Ridge which offers the elegance & comfort many desire. This property is ideal for those seeking an open floorplan, an abundance of light, & a first floor primary bedroom. The upscale details include a gracious foyer with architectural columns, crown molding, & hardwood floors throughout the first floor. The expansive entryway is flanked by the dining room on one side & the study/sitting room on the other. As you continue down the main hallway, you come upon the dramatic great room with its vaulted ceiling, & gas-fired fireplace. The sliding glass doors lead out to the oversized deck which overlook the southern facing vista. The adjacent kitchen is a fantastic space with plentiful cherry cabinets, granite counters w/breakfast bar, & SS appliances. The primary bedroom suite is quite spacious w/upscale plantation shutters, two walk-in closets, & a spa-like bathroom with double sinks, an oversized stall shower, tub, & linen closet. The 2nd bedroom has its own full bath with another stall shower. The powder room & laundry/mudroom complete the 1st floor. The finished walkout lower level is accessed by an open upgraded oak tread staircase w/wood railing. This lower level is perfect for all recreational activities & even offers a 3rd full bath with possible potential for an additional bedroom. Shutters for privacy & decorative detailing. This property could be "the one!" The Greens at Gillette Ridge is a well-maintained community with sidewalks, walking trails, and a professionally landscaped entrance. The wonderful amenites available are the clubhouse with fitness center, public spaces, and an outdoor heated pool. Gillette Ridge is a Planned Unit Development. Owners are responsbile for their own roof, siding, windows and decks.
Type | Description | Dimensions | Level |
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Bedroom 1 | 9 ft+ Ceilings,Engineered Wood Floor | 10.0 x 10.1 | Main |
Dining Room | 9 ft+ Ceilings,Engineered Wood Floor | 11.9 x 13.1 | Main |
Full Bath | Lower | ||
Great Room | Vaulted Ceiling,Ceiling Fan,Gas Log Fireplace,Sliders,Engineered Wood Floor | 17.9 x 22.1 | Main |
Kitchen | Vaulted Ceiling,Breakfast Bar,Granite Counters,Engineered Wood Floor | 11.9 x 12.3 | Main |
Living Room | Vaulted Ceiling,Gas Log Fireplace,Sliders,Engineered Wood Floor | 17.9 x 22.1 | Main |
Media Room | Sliders,Wall/Wall Carpet | 21.1 x 49.4 | Lower |
Primary BR Suite | Vaulted Ceiling,Ceiling Fan,Full Bath,Walk-In Closet,Engineered Wood Floor | 14.7 x 18.4 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $947 | $947 | $947 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,219 | $3,390 | $4,320 |
Total Monthly Payment | $4,258 | $4,429 | $5,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.