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Nestled in the heart of the Historic District, this enchanting 1870 Victorian Farmhouse offers timeless elegance and a rich sense of history. Meticulously maintained and full of character, the home features 5 spacious bedrooms, 3 full bathrooms, and approximately 2, 801 square feet of living space set on a beautifully landscaped half-acre lot. The freshly repainted exterior highlights the enduring beauty of the cedar siding, while the 8-year-old cedar roof adds to the home's classic appeal. A gracious wrap-around porch invites quiet mornings and leisurely afternoons. The property also includes a framed but unfinished cottage, a separate shed, and newly planted trees that enhance the storybook setting. Inside, the home showcases original fir hardwood floors, intricate crown molding, antique light fixtures, and ornate radiators. Period details abound, from the rare French Godin stove in the dining area to a traditional fireplace in the living room—adding both charm and warmth. The eat-in kitchen retains its classic appeal while offering generous space for gathering. The private primary suite offers a peaceful retreat, complete with a cozy sitting room that’s perfect for reading, relaxing, or quiet reflection—adding a layer of comfort and charm to the second level. A charming sunroom at the side entry welcomes you in with warmth and natural light, while a separate side room provides the perfect space for a home office, game room, or creative retreat. Two stairways offer easy flow between levels, and a spacious attic provides additional flexibility. Comfort features include Rexall insulation throughout (including between bedrooms for sound and heat retention), a new 275-gallon oil tank, and a new hot water heater. Choice of Westhampton, ESM, or Center Moriches High School. With thoughtful enhancements, preserved craftsmanship, and a location steeped in history, this distinctive home offers a rare opportunity to own a piece of the past.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.637% | 6.309% |
Monthly Tax Payment | $1,052 | $1,052 | $1,052 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,951 | $5,436 | $7,315 |
Total Monthly Payment | $6,128 | $6,613 | $8,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.