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Never Flooded! House has a 9. 5 ft elevation! Enjoy direct sailboat access to Charlotte Harbor with no bridges, making this a boater’s dream! Located on a cul-de-sac, this Gulf-access gem offers deep water access via Alligator Creek to Charlotte Harbor. The home features backyard that includes a large tiki dock, remote controlled 10k boat lift with new cover (2024). Inside is a split floor plan with a bright and open design, enhanced by skylights. Brand new flooring (2024) adds sophistication throughout, while the updated kitchen with new refrigerator, solid surface granite countertops, and modern cabinetry. The primary suite is a private retreat with a walk-in closet, dual sinks, and a spacious walk-in shower. Relax and take in the serene waterfront views from your screened air-conditioned lanai (new windows and mini split (2024) or on the expansive deck with a hot tub. Additional highlights include hurricane impact accordion shutters, a new roof (2023), new hot water heater (2023), freshly painted exterior and driveway (2023), and a 2-car garage. New windows being installed August of 2025 (paid for by seller). Residents of San Sebastian Harbor enjoy fantastic community amenities, including tennis courts, pickleball, and a community pool. With easy access to US-41 and I-75, this home is perfectly located for both convenience and coastal living. Don’t miss this incredible opportunity—schedule your private showing today! Comes completely furnished.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,600 | $359,600 | $359,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,273 | $2,362 | $3,010 |
Total Monthly Payment | $2,686 | $2,775 | $3,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.