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Welcome to 206 Vincent Avenue located in charming Riverside! This meticulously cared-for home boasts a perfect blend of classic charm and modern updates. With 3 spacious bedrooms and 1. 5 beautifully renovated bathrooms, this residence offers ample space for comfortable living across 1, 459 square feet. Step inside to discover a newly updated interior, featuring a renovated four-season porch that invites you to relax and enjoy the changing seasons year-round. The second floor has been updated with new floors, adding a fresh feel to the living space. A recent roof replacement ensures peace of mind for years to come. The heart of this home is its inviting living area, where a recently installed wood-fired stove adds warmth and ambiance, creating a cozy atmosphere for gatherings with family and friends. The formal dining room is perfect for hosting dinner parties, while the fully fenced yard and private outdoor space provide an oasis for outdoor enjoyment and gardening enthusiasts. The versatile basement offers the perfect space for an additional living room or home office, complete with a large guest bedroom for visitors. Additional amenities include air conditioning for those warm summer days and a convenient garage. Nestled in a wonderful neighborhood, this home offers the best of both worlds a tranquil setting and the convenience of being moments away from Rt. 195, Shopping centers, and the iconic Crescent Park. *Subject to sellers finding suitable housing. *
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,612 | $2,725 | $3,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.