** THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS**. ASK AGENT ABOUT FHA 203K IMPROVEMENT LOAN AND MAKE THIS HOUSE YOUR HOME**
Charming 3-Bedroom, 2-Bath POOL Home on DOUBLE LOT in Port Charlotte with NEW ROOF.
Welcome to this spacious 3-bedroom, 2-bathroom pool home located in Port Charlotte. Situated on a generous double lot, this property offers ample space for outdoor living and plenty of potential for future upgrades.
Step inside to an open-concept living area with vaulted ceilings and tile flooring throughout, giving the home a bright, airy feel. The layout is perfect for both entertaining and daily living, with a seamless flow from the living room to the dining and kitchen areas.
The home is in need of some TLC, providing you with the opportunity to make it truly your own. Water intrusion has resulted in the kitchen being torn out, so you can design and remodel the space to your liking. Whether you're dreaming of a modern chef's kitchen or a cozy, rustic feel, the possibilities are endless.
Out back, the in-ground pool with spa offers a fantastic space for relaxation and entertaining, with plenty of room for outdoor furniture and a BBQ area. The double lot ensures privacy and plenty of space for future expansion, gardening, or outdoor activities.
In 2024, the roof was replaced, Air Conditioner was installed in 2020 and pool re-screened in 2023, providing peace of mind for years to come. With a little vision and effort, this home can be transformed into the perfect retreat for you and your family.
Don't miss out on this fantastic opportunity to customize a home that suits your style and needs. Schedule your showing today!
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Our Executive Mortgage Banker:
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$324,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,992 | $259,992 | $259,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,708 | $2,176 |
Total Monthly Payment | $2,024 | $2,089 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.