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FIRST-Floor 2 Bed/2 Bath Condo in Active 55+ Community – Pine Ridge at Palm Harbor ***
Welcome to Pine Ridge at Palm Harbor, a METICULOUSLY maintained and pet-friendly 55+ community! This CHARMING first-floor 2-bedroom, 2-bathroom condo features tile floors throughout, an IN-UNIT laundry room, and a screened-in front porch—perfect for enjoying your morning coffee. * A/C: 2019 *
* Resort-Style Amenities & Prime Location
* RELAX by the large heated community pool and spa, overlooking a serene pond with a beautiful water fountain.
* Stay active with a walking trail and shuffleboard courts, just steps from your front door.
* Conveniently located near world-class golf courses, including Innisbrook’s Copperhead Course—home of the PGA Valspar Championship!
Minutes from Honeymoon Island State Park, Tarpon Springs Sponge Docks, and the stunning Gulf Coast beaches.
* Easy access to shopping, dining, and entertainment, plus Tampa International and St. Pete/Clearwater Airports—all within 30 minutes!
* Beautifully UPDATED Interior * Step inside to a SPACIOUS living room with a ceiling fan and sliding glass doors leading to your PRIVATE screened-in porch. The dining area offers a passthrough counter from the updated kitchen, which features newer cabinets, stainless steel appliances, and tile flooring.
* Down the hallway: * Laundry room with washer & dryer (included!) * Guest bedroom—generously sized for visitors or a home office.
* Guest bathroom with a tub/shower combination * Primary suite featuring a walk-in closet and private en-suite bathroom with a step-in shower
* Low HOA/Condo Fees ($418/MO) Include: *
Roof, water, trash, cable & internet
Heated pool & spa
Recreation building & more!
Don’t miss this opportunity to own a maintenance-free Florida retreat in a vibrant, ACTIVE community. Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $993 | $1,046 | $1,333 |
Total Monthly Payment | $1,250 | $1,303 | $1,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.