10556 SW 98TH LANE, Ocala, FL, 34481 | $407,750

PRIVATE LOT: This stylish 2023 Beatrix is spacious with over 2100 sq. ft. of living space and a massive 767 sq. ft garage, big enough for oversized vehicles, golf carts, and other hobby gear. The gourmet kitchen is stunning with solid wood cabinets, quartz counters, under cabinet lighting, stainless steel appliances, and tile backsplash. The staggered cabinets have been upgraded to include crown molding as well as dovetail drawers with soft close features. The 2-bedroom, 2-bathroom split plan means that the guest room is tucked away for maximum privacy and the flex room features French doors, perfect for the home office or hobby room. The main bedroom has an enormous walk-in closet as well as an ensuite bathroom with dual vanity sinks, and zero entry walk in shower with upgraded rainheard shower and tile. Enjoy great water with the state-of-the-art Culligan water filter and softener. This home has no rear neighbor and is conveniently located near the new amenity, The Summit, as well as The Arbors and the Health and Rec Center. On Top of the World is Ocala's premier 55+ golf course resort community with golf car access to shopping, banking, restaurants, entertainment, health, and beauty.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Gated, Golf Course, Maintenance, Optional Additional Fees, Park, Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 72 x 125
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 2023
  • Garage: 2-car Garage Door Opener, Golf Cart Parking, Oversized
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,104
  • Acreage: 0.21
  • Lot Size: 72 x 125
  • Est. Taxes: $6,044
  • HOA Fee: $524 Monthly
  • Lot Desc: In County, Oversized Lot, Private
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • MLS#: OM698537
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/OM698537/10556sw98thlane_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2025 12:10:59 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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10556 SW 98TH LANE, Ocala, FL, 34481

$407,750

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $326,200 $326,200 $326,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 7.025% 6.046%
Monthly Tax Payment $504 $504 $504
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,008 $2,143 $2,709
Total Monthly Payment $2,587 $2,722 $3,288

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.