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Welcome Home to this captivating 3-bedroom ranch nestled in the desirable Shoreham community. This property harmoniously blends comfort, luxury, and practicality, offering a lifestyle that’s both inviting and convenient. Step inside to discover an open floor plan that perfectly integrates the living spaces. The Eat-In Kitchen is thoughtfully designed for everyday functionality, while the living room boasts cathedral ceilings and a custom-built bookcase, adding architectural elegance. Throughout the home, hardwood floors provide an ambiance of warmth and sophistication. The primary suite is a private retreat, featuring a brand-new, spa-like bathroom complete with a double shower. Skylights flood the home with natural light, complemented by recessed high-hat lighting, creating an airy and modern vibe. Recent updates enhance both comfort and value, including two newly renovated bathrooms, a new roof and central air conditioning. A whole-house water filtration system ensures clean and refreshing water throughout. Outdoors, you’ll find a backyard oasis with a 20x40 in-ground saltwater pool, surrounded by lush landscaping—an ideal setting for relaxation and leisure. Practical features include a 1-car garage, a basement for storage or future expansion, and a Level 2 electric car charger hook-up, catering to eco-conscious living. The property also boasts private deeded beach rights. Enjoy exclusive access to a beach complete with bathrooms and lifeguards during the summer, and opportunities for swimming, kitesurfing, kayaking, fishing, or simply unwinding by the shore.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $960 | $960 | $960 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $3,022 | $3,851 |
Total Monthly Payment | $3,922 | $4,074 | $4,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.