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OPEN HOUSE! 5/4, 1-3pm! Come on in—this west-facing new construction in St. Albans welcomes you with open arms, blending modern simplicity with a quiet sophistication that feels like a warm embrace, all on a large, level lot across the street from Lake Champlain. Clean lines define the open kitchen and living space, where sunlight dances across sleek surfaces, inviting cozy gatherings with loved ones. The kitchen beckons you to whip up culinary delights, while three bedrooms offer peaceful retreats—the primary upstairs with its own deck, where epic lake views meet fiery sunsets that’ll steal your heart. Two bathrooms gleam with contemporary fixtures, and a main-level bonus room doubles as a home office or creative space for your inspired pursuits. Pull into the attached garage and step through the mudroom entrance, a perfect spot to kick off snowy boots, while a fancy hybrid heat pump-propane heating system keeps things toasty and efficient, with costs that won’t make you wince. The level lot calls for family gatherings, gardening, and playtime, with Cohen Park just a stroll away. Lake access is a short jaunt to Cohen Park, St. Albans Bay Park, or the boat launch for fishing and kayaking under the golden glow of sunset. St. Albans’ historic downtown, just minutes away, offers the Farmers Market, local shops, and great restaurants like Mimmo’s Pizzeria, while St. Albans Bay Park is perfect for lake-view picnics, walks, and playground fun. Showings begin Saturday, 4/12.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,920 | $3,074 | $3,918 |
Total Monthly Payment | $3,012 | $3,166 | $4,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.